Professional fund managers are measured on risk-adjusted performance — not just returns, but whether the risk they took was worth the reward. These analytics have never been available to self-directed investors. WiseMint is changing that.
WiseMint is rolling out through financial content creators, CPAs, and community banks who partner with us. This is by design — WiseMint is independent precisely because we don't sell financial products. Your partner offers the service. We provide the analytical engine.
WiseMint's analytics are institutional-grade — Sharpe ratios, information ratios, up/down capture, peer rankings. Powerful tools, but they can feel intimidating if you've never seen them before. That's where your partner comes in. Every WiseMint partner has access to resources that help them walk you through your report, explain what the numbers mean, and help you understand your Portfolio Grade in plain language. A digital platform can hand you data. A trusted partner can make sure you actually understand it. That's why WiseMint delivers through people, not just through software.
A financial creator you follow, your CPA, or your community bank will offer WiseMint as part of their service to you. They believe in independent analysis — that's why they partnered with us.
Securely link your brokerage through Plaid — the same infrastructure behind Venmo and millions of financial connections. Read-only access. WiseMint can never move or touch your money. Ever.
Receive your Portfolio Grade, peer ranking, risk-adjusted performance metrics, and fee impact analysis. Clear language. No jargon. The same analytics the institutions use — in plain English.
Don't have a partner offering WiseMint yet? Sign up and we'll notify you the moment one is available to you.
Get Notified When a Partner Near You Offers WiseMintThink about how you choose a mutual fund. You check its track record. You look at its Morningstar rating. You compare it against similar funds. You look at risk-adjusted returns — not just whether it went up, but whether the returns justified the risk.
Now think about your own portfolio. You make every decision. You pick the stocks, choose the ETFs, set the allocation, decide when to buy and sell. You are the fund manager.
But no one has ever rated your fund.
You've seen your returns. You've never seen whether those returns are good for the risk you're taking. You've never seen how you stack up against other self-directed investors with similar portfolios. You've never had anyone measure whether your decisions are adding value — or quietly costing you years of retirement.
Professional fund managers are measured on this every single day. The tools exist. They've just never been available to you.
Be the First to Know When WiseMint Launches“I made 8% last year.”
Good? Bad? Reckless? You can't answer that by looking at a number. The answer depends on how much risk you took to get there — and what investors with similar risk got instead.
This is what risk-adjusted performance measurement does. It's how analysts decide which fund managers are skilled and which ones got lucky. It's how billions in pension money gets allocated. And it's how every mutual fund you've ever owned got its star rating.
WiseMint will bring these same analytics to self-directed investors for the first time:
Are your returns worth the risk you're taking? This is the single most important measure of investment skill. A high return means nothing if you took enormous risk to get it. When markets drop, that risk comes home to roost.
Are your investment choices adding value beyond what a simple index fund would have delivered? This tells you whether your active decisions are helping or hurting.
When markets rise, how much of that gain do you capture? When markets fall, how much of that loss do you absorb? Great managers capture more of the upside and less of the downside. This is what separates skill from luck.
How do you compare against other self-directed investors with similar risk profiles, similar allocations, and similar time horizons? Not the S&P 500. Not some generic benchmark. Investors like you.
If these metrics are strong, you could retire sooner. If they're weak, every month you don't know is a month of hard-earned money quietly slipping away.
Get Notified When AvailableWiseMint distills all of this into a single Portfolio Grade — A through F — covering investment skill, risk management, and fee efficiency. Think of it as a Morningstar rating for your personal portfolio.
A strong grade means your decisions are adding real value. Your risk is well-managed. Your fees aren't silently compounding against you. You're on track.
A weak grade means something needs attention. Not because WiseMint tells you what to change — we never will. Because it's your money and your responsibility, and you deserve to know the truth about how it's performing before another year goes by.
Whether your grade is an A or a D, knowing is the most valuable thing you can do for your retirement.
Sign Up — Be First to Get Your GradeWhen Morningstar rates a fund, they don't just compare it to the S&P 500. They compare it to similar funds — same asset class, same risk profile, same investment style. That's the only comparison that's fair.
Your brokerage compares your diversified portfolio to the S&P 500 even if you hold bonds, international stocks, and REITs. That comparison is meaningless. It exists because it's easy, not because it's useful.
WiseMint will compare your portfolio against other real self-directed portfolios with similar risk characteristics, similar asset allocations, and similar time horizons. Apples to apples — the same kind of peer comparison every rated fund in America receives.
And every subscriber who joins makes the comparison more precise for everyone. More data points across more risk profiles and more market conditions. This is a community-powered dataset that grows more valuable with every new member — and one that no competitor can replicate overnight.
You've been rating mutual funds your whole investing life. Isn't it time your own portfolio got rated too?
Get Notified When AvailableWiseMint can never move, manage, or touch your money. Ever.
No one knows you're using it. Not your broker. Not anyone.
Plaid handles the connection. No credentials are stored by WiseMint.
WiseMint does not give investment advice. We do not manage money. We do not recommend what to buy or sell. We do not sell financial products. These aren't disclaimers — they're features. Every refusal eliminates a conflict of interest. We do one thing: evaluate how your investment decisions are performing using the same analytics the institutions use. That singular focus is why you can trust the grade.
We're rolling out through partner channels — financial creators, CPAs, and community banks who believe their audiences deserve independent portfolio analysis. Drop your email and we'll notify you the moment WiseMint is available through a partner near you.
Every month without these metrics is another month managing your retirement in the dark.
Are you a financial creator, CPA, or community bank? Become a WiseMint Partner →