Independent, conflict-free, and built for the portfolio you manage yourself.
WiseMint is rolling out through financial content creators, and tax professionals who partner with us. This is by design — WiseMint is independent precisely because we don't sell financial products. Your partner offers the service. We provide the analytical engine.
WiseMint's analytics are institutional-grade — Sharpe ratios, information ratios, up/down capture, alpha and beta. Powerful tools, but they can feel intimidating if you've never seen them before. That's where your partner comes in. Every WiseMint partner has access to resources that help them walk you through your report, explain what the numbers mean, and help you understand your analysis in plain language. A digital platform can hand you data. A trusted partner can make sure you actually understand it. That's why WiseMint delivers through people, not just through software.
A financial creator you follow or your tax professional will offer WiseMint as part of their service to you. Partners join because they believe in independent analysis.
Securely link your brokerage through Plaid — the same infrastructure behind Venmo and millions of financial connections. Read-only access. WiseMint can never move or touch your money. Ever.
Receive your independent analysis: risk-adjusted performance metrics measured against the benchmark you choose. Clear language. No jargon. The same analytics the institutions use — in plain English.
Don't have a partner offering WiseMint yet? Sign up and we'll notify you the moment one is available to you.
Get My Analysis — Join the WaitlistThink about how you choose a mutual fund. You check its track record. You look at its independent rating. You compare it against similar funds. You look at risk-adjusted returns — not just whether it went up, but whether the returns justified the risk.
Now think about your own portfolio. You make every decision. You pick the stocks, choose the ETFs, set the allocation, decide when to buy and sell. You are the fund manager.
But the fund you built has probably never been measured that way.
You've seen your returns. You've never seen whether those returns are good for the risk you took to get them. You've never had anyone measure whether your decisions are adding value.
Professional fund managers are measured on this every single day. The tools exist. They've just never been offered to you independently.
Get My Analysis — Join the Waitlist"I made 8% last year."
Good? Bad? Reckless? You can't answer that by looking at a number. The answer depends on how much risk you took to get there — and what investors with similar risk got instead.
This is what risk-adjusted performance measurement does. It's how analysts decide which fund managers are skilled and which ones got lucky. It's how billions in pension money gets allocated.
WiseMint will bring these same analytics to your portfolio, independently:
Sharpe measures how much your return beat a risk-free investment, against how much your portfolio's value swung to earn it. Bigger swings represent more risk. It shows whether a return came from steady performance or from riding big swings.
The information ratio measures how much your portfolio beat or trailed its benchmark, against how steadily it did it. Two portfolios can beat the benchmark by the same amount — the one that did it more consistently scores higher. It's the measure professionals lean on to separate skill from luck: a single good year can be luck, but beating the benchmark again and again is hard to fake.
When your benchmark rises, how much of that gain does your portfolio capture? When it falls, how much of the drop do you take? Capturing more of the upside than the downside is the pattern professionals look for.
Beta measures how much your portfolio moved relative to its benchmark — 1.0 moves in line with it, above 1.0 moves more, below 1.0 moves less. Alpha measures whether your return beat what that level of risk would normally earn. Earning extra return without taking extra risk is the pattern professionals associate with skill rather than luck.
WiseMint brings every metric above into one independent analysis of your portfolio — measured against the benchmark you choose, calculated the way institutions calculate it. The same analysis Wall Street has always run on its own managers, run on yours.
It shows where your returns stand for the risk you took — above your benchmark, in line with it, or below. Not a rating. Not a recommendation. The measurements themselves, in plain language, so you can see them clearly.
The person managing your portfolio should not be the person grading the portfolio.
WiseMint never tells you what to change — and never will. It's your money and your call. You simply deserve to see how your portfolio is performing, measured by someone with no stake in the answer.
Shows the portfolio's growth rate after removing the impact of deposits and withdrawals. This allows a cleaner comparison to the benchmark.
Measures the return earned above a risk-free investment, compared with how much the portfolio moved up and down to earn it. A higher number means more reward for the size of those moves.
Shows whether the portfolio did better or worse than expected for the level of risk it took. Positive means it outperformed what its risk level would normally deliver.
Shows how much the portfolio moves when the benchmark moves. 1.0 means it tends to move about the same amount; higher means bigger moves, lower means smaller. Not better or worse — just how much it moves relative to the benchmark.
Shows how consistently the portfolio beat or lagged the benchmark, relative to how much it deviated from it. A higher number means the difference was more steady and less likely to be random.
Shows what share of the benchmark's gains the portfolio captured when the benchmark rose. Above 100% means it captured more of the gains than the benchmark; below 100% means it captured less.
Shows what share of the benchmark's losses the portfolio experienced when the benchmark fell. Below 100% means the portfolio lost less than the benchmark.
*A benchmark's alpha and information ratio against itself are zero by definition.
Independent. Conflict-free. The same analysis the professionals trust.
Get My Analysis — Join the WaitlistWas it skill — or just the market doing the work? Soon you'll have the one analysis with nothing to sell you and no reason to flatter you.
Getting to that answer is harder than it sounds. Whoever reports your performance has a stake in how it looks. DIY tools hand you a number with no context. AI can calculate a return, but it has nothing to compare yours against.
The missing piece is context: how portfolios on the same allocation as yours actually performed. Without it, a return is just a number. You can see that your portfolio made 8%. You've never been able to see whether that was good.
WiseMint is building it.
An independent analysis that places your portfolio next to real portfolios on the same asset allocation model you selected — not against a generic market index. You'll be able to see where your portfolio stands against them — measured by the same mathematics institutions have used for decades.
Soon, "am I actually any good?" stops being a question you sit with — and becomes one you can finally answer.
Get My Analysis — Join the WaitlistWiseMint can never move, manage, or touch your money. Ever.
Your results are confidential. They are never shared with your advisor or their firm.
Plaid handles the connection. No credentials are stored by WiseMint.
No advice. No money managed. No products sold. We profit only from the analysis — never from what it says.
We're rolling out through partner channels — financial creators and tax professionals who believe their audiences deserve independent portfolio analysis. Drop your email and we'll notify you the moment WiseMint is available through a partner near you.
Every month without it is another month flying blind.
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